This is a great achievement, positive net. This is what we’ve been shooting for. You should be proud of yourself for getting this far. Nonetheless, there’s more to do. If you’re still carrying bad debt (like credit card debt, student …
Is this really the best America has to offer? We have one candidate who is close to dementia and another that is a convicted felon. Come on America, we’re better than this. Unfortunately it’s the American people that lost the …
Remember when we started this journey? You got yourself a pocket notebook and a pen/pencil. The task was to record every purchase, every day for 30 days. That journey is coming to and end and we need to evaluate our …
The 2 party system. Democrats and Republicans. This has to go. It’s broken. It just doesn’t work anymore. We have politicians in office for so long they’ve become completely detached from the average citizens wants and needs. We need a …
Object orientation. The art of design.. One issue I’ve seen over the years is that some programmers focus on syntax over object oriented design. If you work in a large shop, this may be acceptable as the senior level developers …
It’s time to review the net cell on your spreadsheet. This was the difference between your income and your expenses. If that number is positive, congratulations. You’re not losing money every month. If your number is negative there’s a problem. …
Term limits for US politicians is a hot topic. The majority of citizens want term limits. When I started to spend a little time researching this, it started to look like a rabbit hole. The president of the United States …
It’s been over a week now and the blog is coming along nicely. I’ve been able to post a number of times in the personal finance category. There are also a couple posts in both the political category as well …
Building Your Budget Before we begin, let’s make sure you have everything you’re going to need.List of all monthly incomePrioritized list of all monthly expensesYour favorite spreadsheet (or paper and pencil) Open up the spreadsheet program (or grab that pencil …
AI is both fascinating and scary. Fascinating because it holds huge potential to revolutionize so many things (health care, agriculture, finance, manufacturing, transportation) and the list goes on. It’s a bit scary because I’m not convinced we know ‘exactly’ what …